5 Easy Ways to Save on Health Care Costs
January 12, 2017This post is sponsored by searchRX. All opinions are mine alone.
Health care is quite costly nowadays. From high insurance deductibles to expensive prescription drugs, medical care is pricier than ever. However, there are a number of simple ways to keep costs under control and today I’ll be sharing some of my best tips with you. From selecting the right insurance plan for your family’s needs to using searchRX for your prescription drugs, keep reading for all the ways you can save on health care this year.
5 Easy Ways to Save on Health Care Costs
1. Pick the right insurance company: When it comes to health care costs, finding a health insurance plan that fits your needs is essential. There are a wide variety of insurance plan types and coverage options that dictate how you and your insurance split the costs. Consider a high-deductible, low-premium plan if you are generally healthy and don’t anticipate the need for much medical care in the upcoming year. However, if you have chronic health conditions and need significant medical care on an ongoing basis, a lower-deductible, high-premium plan might better suit your needs. Finding the right insurance plan is important, so be sure to discuss the right plan for your specific situation with a qualified insurance representative.
2. Opt for generic medicines: When possible, switch to generic medications. According to the FDA, generic drugs use the same active ingredients and work the same way as brand name drugs. However, the cost savings can be significant. Our family often selects generic medicines from the pharmacy when possible.
3. Consider online physician consultations: Nowadays, there are many websites that offer online consultations with physicians for everything from the common cold to mental health counseling. The cost for these online consultations is often drastically less than that of a traditional visit at a doctor’s office. What’s even better is that there is no need to deal with traffic or parking- simply log on and speak with a physician right away.
4. Practice preventive care: One of the best ways to keep medical costs down is to practice preventive care. Visiting the doctor regularly for full physical exams is vital. It’s also crucial to make smart lifestyle choices, such as drinking plenty of water, consuming fruits/vegetables, exercising regularly and reducing stress.
5. Use searchRX for prescription drugs: Prescription drugs can be quite expensive, but there is an way that you can save so much money on these costs. searchRX is an app that offers the lowest discounted prices on over 50,000 prescription drugs. They have negotiated amazing prices on prescription medicines and they pass that savings on to the consumer. Using searchRX coupons, you can see savings of up to 75% on your prescription drugs. Isn’t that awesome? Join over 10 million families who are saving with searchRX today.
Here’s how to get started:
- Search their huge database for the specific prescription drug that you need.
- Enter your zip code and the app will let you know which pharmacy in your area offers the lowest price for your medicine. Did you know that prescription drugs can vary widely even within pharmacies in the same chain? Save time and money by using searchRX to get the best price on your medications today!
- Simply print out your prescription coupon (you could also email or text yourself the coupon) for the specific pharmacy you have selected. Present the coupon to the pharmacist when you pick up your prescription and enjoy the savings!
My husband switched jobs recently and we had to use COBRA coverage as our insurance until the new plan kicked in. However, the COBRA coverage didn’t come with prescription drug benefits. Luckily, we were able to still benefit from the amazing group rate prices secured by searchRX. I simply downloaded the searchRX app onto my smartphone.
The app is really easy to use! Simply enter in the medication.
It’s then easy to find the best price(s) for that medication in your neighborhood! Don’t drive around town or call a bunch of pharmacies for the prices. searchRX does all the work for you!
Did you know that 10% of Americans are uninsured and another 10% have extremely high deductibles? Those statistics are staggering, but the good news is that all U.S. citizens may benefit from the savings available through searchRX coupons. Furthermore, consumers are never charged for their use of the searchRX coupons. I love that there’s no need to bother with any claim forms or submit additional forms to the pharmacist, doctor or insurance company. And when you need a refill on that drug, rest assured that there is no limit to how many times you can save with the coupons – you can use them once or a hundred times.
To stay up-to-date n the latest news & promotions from searchRX, be sure to check them out on Facebook and Twitter. To get started searching for your prescriptions, download the app for Android or Apple!
Now, find out how searchRX can help you save money on your prescription drug costs. How do you keep health care costs to a minimum? Are your health care costs higher than ever?
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Oh yes! We always go for generic when we have the option. Medicine can be so expensive sometimes.
I also call and ask questions at the doctors office, with so many urgent care facilities opening up, you have to check and make sure you won’t be billed like a hospital charges.
We often buy generic medicines in my household. Equate has some great stuff!
Healthcare is totally out of control. We have lost two doctors in the last five years. Important to do your homework and find anyway you can to save money. Government sure as heck isn’t on our side with health care plan we have now.
Generic is always the best way to go, and it’s such a cost saver! I am working on drinking more water, and I’m trying to get my son to eat for fruits and vegetables. That’s a hard road haha
Generic medications can save so much money! I rarely ever buy the brand name of anything anymore. There is one prescription I can’t use the generic of though.
Any time I have to get a prescription filled, I always buy generic if it is available. You can save a ton of money doing it that way.
I’m always trying to use generic brands.
This is a great post with some really great tips! We often buy generic medicines. You can’t tell the difference most of the time 🙂
These are all great tips. Healthcare can get so expensive it’s always good to do have options that save you money like searchRX.
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These are all great ways to save on health care costs. I have never heard of searchRX but I will have to check it out and share with my other family members. Thanks for sharing the information and this great app.
LOVE these tips, and that app looks great! Saving on health care is important for us, and can get SO expensive! Thanks for the tips!
These are all great ways to save on healthcare costs. Fortunately for me I have really good insurance so I don’t have to worry too much about healthcare costs.
Oooo these are some really great tips!!!! Anything to do with anything medical can get costly so it’s nice to know there is a way to save a little cash
These are great ideas! As a family of 5 we definitely use the generic brand medicine. I am also big time into preventing the sickness to being with. Once one of us gets sick it seems to make the rounds no matter what I do!
These are such great tips. We just got a new health plan and I need to do a lot of research to figure out how to make it work best for us! Thank you for sharing these timely tips.
That app looks awesome – I need to check that out. Health care costs can be such a pain, but I would agree with you about generic medications; they’re the way to go!
We definitely try to prevent health care costs while we can. Eating good food and exercising regularly is one way we try to keep ourselves healthy!
These are such great tips! I will pass them on to my friends in the US. 🙂 Thanks!